Renewing Your Individual Coverage 2015

• Platinum Plans: Platinum metal level plans will not be offered in 2015
• Choice Plans: CoOportunity Choice UI Health Alliance will not be offered in 2015
• Preferred Plans: CoOportunity Preferred UI Health Alliance will be discontinued in 15 counties: Buchanan, Butler, Cherokee, Crawford, Des Moines, Dubuque, Greene, Grundy, Guthrie, Ida, Iowa, Louisa, Monona, Plymouth and Tama.

• Platinum Plans: Platinum metal level plans will not be offered in 2015

Plans Being Renewed
No action is needed if you are not changing the plan option outlined in your renewal notice. Your coverage will automatically renew effective Jan. 1, 2015.

Options to Change Plans
If you do not want to automatically renew your 2014 plan, or the proposed new plan selected for you by CoOportunity Health, you will need to select and enroll in a new plan. Important: You will need to make these changes through the Health Insurance Marketplace by calling 1.800.318.2596, or log in to your HealthCare.gov account to make a plan change.

Contact HealthCare.gov
If you decide you no longer want health insurance coverage with CoOportunity Health, you will need to notify the Health Insurance Marketplace by calling 1.800.318.2596, or log in to your HealthCare.gov account to make a plan change.

Plans Being Discontinued
Platinum Plans: Because Platinum plans are no longer offered, your renewal notice will provide you with rates and information for Gold metal level plans. If you like this new option, no action is needed and you will be automatically enrolled in the Gold plan. If you do not like this option, follow steps for “Making a Plan Change.”
Choice & Preferred Plans: If you live in a county where these plans are no longer being offered (see above), you will need to select and enroll in a new plan for 2015, either with CoOportunity Health or with another health insurance company.

Deadlines
Be aware of enrollment deadlines. You will need notify HealthCare.gov (call or log in) by the 15th of the month if you want the change to take effect by the first of the month.

Deadlines
You must provide 14 days advance notice from when you want your coverage to end.

If you are paying your premium using the automatic withdrawal feature of Online Bill Pay, please make sure you log into your account and stop future 2015 payments.

If you have any billing questions when ending your coverage, please call CoOportunity Health at 1.888.827.0181 Mon.-Fri., 8 a.m. to 5 p.m.